Evaluation Sheet
- OMI bonus+3
- Building bonus+4
- Resource bonus+2
- Restriction penalty0
“La pajara presente potrebbe beneficiare di recupero volumetrico ai sensi della LR Puglia 14/2009 per strutture rurali tradizionali, soggetto a verifica presso il comune di Otranto.”
What you actually wire at closing — not just the listing price. Taxes, notary and agency included.
- Listing price
- 95.000 €
- Registration tax (9%)
- + 8.550 €
- Mortgage + cadastral duty
- + 100 €
- Notary (2.0%)
- + 1.900 €
- Agency (3% + VAT)
- + 3.477 €
Indicative estimate for individuals, calculated on the listing price (not the cadastral value). Always confirm with your notary: the taxable base can shift via the «prezzo-valore» rule, and IAP / coltivatore-diretto reliefs change the tax on agricultural land.
What you'd earn if you buy to rent. Two scenarios: long-term residential lease, or tourist short-term let — available for every town, with a tag showing the strength of the local market.
- Monthly gross rent
- 760 €
- Annual gross rent
- 9.120 €
- Annual net rent (costs 20%)
- 7.296 €
Indicative estimate based on OMI residential rates. The 20% cost ratio covers IMU/TARI, ordinary maintenance, average vacancy and management. Verify local rates with a regional agency before investing.
"Price per square metre tells you if you're buying well; cashflow tells you if you'll survive the investment."
Estimated annual cashflow
Comparison between net long-term rental income and annual mortgage payment.
Indicative estimate. Constant-payment amortisation (French method), Italian 2026 market averages. Not financial advice.
Compare multiple assumptions on the same property
Save a snapshot of the current parameters (condo fees, mortgage rate, down payment, term) to compare it with other scenarios. Up to 5 simulations per property.
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- mediumFascia costiera — vincolo paesaggistico Galasso
Immobile/terreno in zona costiera. Si applica il vincolo paesaggistico ex art. 142 D.Lgs. 42/2004 (Legge Galasso): inedificabilità della fascia di 300m dalla battigia per nuove costruzioni; ampliamenti e ristrutturazioni pesanti subordinati ad autorizzazione paesaggistica (parere Soprintendenza). Verificare il PUG del Comune e l'eventuale sovrapposizione con Parchi, SIC/ZPS o vincolo idrogeologico, che possono imporre divieti assoluti aggiuntivi.
Attenzione: prezzo molto basso in una zona ad alta domanda. Verificare obbligatoriamente la conformità urbanistica.