Evaluation Sheet
- OMI bonus+0
- Building bonus+0
- Resource bonus+0
- Restriction penalty-5
“The property falls within an archaeological and hydrogeological restricted area, requiring approval from the Superintendency and hydrogeological compatibility assessment for any building intervention. Its coastal location within 300m entails additional restrictions under the Cultural Heritage and Landscape Code.”
What you actually wire at closing — not just the listing price. Taxes, notary and agency included.
- Listing price
- 650.000 €
- Registration tax (9%)
- + 58.500 €
- Mortgage + cadastral duty
- + 100 €
- Notary (2.0%)
- + 13.000 €
- Agency (3% + VAT)
- + 23.790 €
Indicative estimate for individuals, calculated on the listing price (not the cadastral value). Always confirm with your notary: the taxable base can shift via the «prezzo-valore» rule, and IAP / coltivatore-diretto reliefs change the tax on agricultural land.
What you'd earn if you buy to rent. Two scenarios: long-term residential lease, or tourist short-term let — available for every town, with a tag showing the strength of the local market.
- Monthly gross rent
- 760 €
- Annual gross rent
- 9.120 €
- Annual net rent (costs 20%)
- 7.296 €
Indicative estimate based on OMI residential rates. The 20% cost ratio covers IMU/TARI, ordinary maintenance, average vacancy and management. Verify local rates with a regional agency before investing.
"Price per square metre tells you if you're buying well; cashflow tells you if you'll survive the investment."
Estimated annual cashflow
Comparison between net long-term rental income and annual mortgage payment.
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Indicative estimate. Constant-payment amortisation (French method), Italian 2026 market averages. Not financial advice.
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- highvincolo archeologico
- mediumarchaeological
- highvincolo idrogeologico
- mediumhydrogeological
- highfascia costiera 300m